There are times, especially during those energy-depleting study marathons, when you might question why you're putting yourself through it all. Here's the good news: A piece of paper on the wall (college degree) equals more paper in your pocket ($$$) throughout your career. Yes, even during a down-turn in the economy; yes, even though you've not yet finished your degree; yes, even though you've accumulated debt. Let's take a look at the numbers. A recent PEW study indicated that when the economy is in a down-turn, declines in employment and wages are more severe for those with only high school or associate degrees. Out-of-work college graduates find jobs more successfully and are not "settling" for lower wage jobs--unlike their less-educated counterparts. So let's say you've not yet finished your degree. Is there an uptrend in the hiring of college graduates or a downtrend? According to The Georgetown University Center on Educatio...